Your Guide to Medicare Options

Information, Plan Options,
and No-Cost Enrollment Assistance

Are You New To Medicare, recently moved, or losing your health insurance coverage?

Not Sure Where to Begin?

For new Medicare beneficiaries, important decisions lie ahead regarding your healthcare journey. Yet, comprehending the details and choosing the most suitable plan for you can pose a daunting task.

Start by reading through the content of this site for more in-depth information and connect with one of our licensed insurance agents in your local area for free assistance.

We work with the following companies as an independent broker: Aetna Inc., Cigna Healthcare, Humana Inc., UnitedHealthcare®, and Wellcare Health Plans, Inc. 

Get Free and Friendly Medicare Enrollment Assistance Now

Our licensed agents offer Medicare enrollment assistance at no cost and no obligation!

Medicare Resources: What You Need to Know

From Dollars to “Donuts”…

Getting Started

Answers to common questions such as: When should you enroll?...

Enrollment Periods

After your initial enrollment, Medicare allows you to make changes...

Defining the ABC’s

Medicare consists of Parts A, B, C, and D. Step one is to learn the “ABC’s”...

Medicare Part D

Medicare’s Part D is coverage for your medication needs and is...

Medicare Advantage Plans

Medicare Advantage Plans are provided by private insurance companies and...

Medicare’s “Donut Hole”

This situation creates a coverage gap for some beneficiaries...

Special Needs Plans

SNPs are Advantage Plans that are tailored to meet...

Medicare Supplement Insurance Plans

Insurance sold by private insurance companies to...

Frequently Asked Questions

How do I enroll in Medicare?

The easiest way to enroll in Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Just visit here.

How do I enroll in a Medicare Advantage or Medicare Supplement Plan?

Medicare Advantage and Medicare Supplement Insurance Plans are offered through private insurance companies. Our friendly, licensed insurance agents can help you to find a program that meets your needs and budget. Remember, there is no cost to use our service. Simply call (910) 537-3376 to speak with a licensed insurance agent.

Can I enroll in Medicare in person?
Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Advantage or Supplement Plan in person, simply contact our office and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Advantage or Supplement Plan.
Can I get assistance with enrolling in Medicare?

Absolutely! Contact our office at (910) 537-3376 and one of our licensed insurance agents will be happy to walk you through the enrollment process.

When should I enroll in Medicare?
You have a 7-month window to apply for Original Medicare: during the 3 months prior to your 65th birthday month, the month of your birthday, and the 3 months after your 65th birthday.
What if I missed my Initial Enrollment Period?
You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January 1-March 31. Coverage will then become effective on the first of the month following your enrollment date. For instance, if you enroll on February 10, your coverage will go into effect on March 1st.
Are there penalties for enrolling late?
Yes! If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to premium penalties for as long as you have Medicare coverage.
When do I get my Medicare card?
You’ll typically receive your Medicare card approximately 3 weeks after you apply.

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