TRUSTINSURE GROUP
Benefits of Choosing an Independent Broker for Medicare Enrollment
Selecting a Medicare Advantage or Medicare Supplement plan is crucial for a variety of reasons:
- Seeking the optimal healthcare coverage for your needs
- Maintaining manageable out-of-pocket expenses is essential
- Understanding your plan to avoid unexpected surprises
- Seizing the best opportunities within the right timeframes
- Avoiding sudden gaps in coverage
- Potentially more reasons based on your specific situation
Due to the complexity of Medicare and the array of available plans, it’s common to feel overwhelmed and confused. Seeking assistance from a licensed health insurance broker can simplify the process and help you understand your choices.
Advantages of Using a Broker
Insurance brokers are licensed agents that work with various insurance providers. These experts have committed their careers to mastering the intricate network of Medicare insurance choices, gaining experience in handling a wide range of scenarios.
Once you have enrolled into your selected plan, a broker will provide ongoing assistance. You will be able to reach out to a team that is available to address your inquiries and guide you through understanding your policy. Moreover, in case of any issues, your support team will be there to assist you with:
- Resolving billing errors
- Filing an appeal for coverage
- Ensuring access to medications during pharmacy exceptions
- Providing answers to queries about your coverage
- Notifying you of any changes in your coverage options
Brokers possess a deep understanding of the underwriting processes of various insurance providers, enabling them to provide essential insights about your application. Opting for a policy through a broker can also save you considerable time.
How Brokers Earn Compensation
Brokers are paid a commission by the companies they represent, and that commission is prebuilt into the cost of each policy. The rate you pay for your Medicare plan is the same, whether or not you use a broker.
How are brokers licensed & trained?
Health insurance brokers undergo extensive training on Medicare, consisting of numerous hours, before starting to assist clients.
To represent Medicare insurance companies and offer help to their clients, every broker needs to follow these steps:
- Complete pre-licensure education according to state law
- Pass their state’s licensing exam
- Apply for, and obtain, a license through the National Insurance Producer Registry
- Complete AHIP Medicare certification
- Purchase errors and omissions coverage, as required by law
- Apply for work through a brokerage firm, such as a National Marketing Organization or National Marketing Alliance
- Complete Annual Carrier Medicare Certifications
- Maintain Health Insurance License Continuing Education
Our licensed agents are in your local area and ready to answer your questions and help you with the Medicare enrollment process – all at no cost or obligation!
For additional information, please visit Medicare.gov.
- To speak with a licensed agent, call (910) 994-6464(M-F, 9am-5pm)
- info@TrustInsureGroup.com
- NC: 19258287
- 604 Magnolia Dr, Suite B Aberdeen, NC 28315
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Get Free Medicare Assistance
Our team of friendly and licensed insurance agents is ready to address all your questions. Please contact us at (910) 994-6464 or fill out the form below, and we will gladly get in touch with you.
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